New Mexico Car Title Loans

Do you need to raise some fast cash? We’ve got great news! City Loan can help, no matter how bad your credit report might look!

City Loan is home to the best car title loans in New Mexico, and we should be able to get you the money you want today!

Why are we known as offering the best loans for people with bad credit? We don’t deny applications because of poor credit scores, and can even lend to people with late payments, bankruptcies, defaults and repossessions on their credit report.

Contact us now to get your own fast, easy and convenient car title loan, and we’ll do everything our power to get you the cash you want today.

Simply fill out our online application form, or call us now at 1-888-238-9085 to get started.

What are Car Title Loans?

If you don’t have any experience with car title loans, then you may confused by some of the lingo that floats around – did you know that “cash title loans”, “pink slip loans” and “auto title loans” all refer to the same form of short-term loan? It’s true!

While car title loans are advertised by a variety of different names, these loans are about the simplest form of lending on the market. Car title loans use the value of your vehicle as collateral to get you a short-term loan.

How do Car Title Loans Work?

The title loans process can be broken down into four simple steps:

  1. You give us temporary possession of your car’s title
  2. You get a cash loan based on the value of your car
  3. You pay back the debt over a series of affordable payments
  4. You get your car’s title after the loan is paid off

To explain it in greater detail, you’re trading temporary possession of your vehicle’s pink slip to get a cash loan with an amount based on the value of your vehicle. But we’ve got great news, because City Loan won’t require you to stop driving your vehicle throughout the course of your loan.

Unlike some of our competitors, we won’t place any restrictions on your driving as long as you continue to make your loan payments on time.

How great is that? You can get the cash you want today just for trading your pink slip (temporarily), and continue driving your vehicle however, whenever and wherever you want!

There’s virtually no better way to raise money than by taking out a car title loan, and there’s no better car title loans company than City Loan.

Our loans are fast, easy and convenient, which is why we’re thought of as the best car title loans company in New Mexico.

Find out how much money you can get today by filling out our convenient online application form, or by picking up the phone and calling us now at 1-888-238-9085.

What are the Benefits of Car Title Loans?

Car title loans have three important advantages over other comparable forms of short-term lending, including:

  1. Title loans are fast, and can be delivered within minutes of receiving your completed application. Most of the time, City Loan is able to deliver our loans the same day that they’re requested.
  2. Title loans are easy, and don’t require a ton of paperwork, a great credit score, or any of the hassles involved with other forms of short-term lending. Even if you have all sorts of major issues on your credit report, City Loan is typically able to get you a loan anyway.
  3. Title loans are convenient, and don’t require major lifestyle sacrifices. Even though you’re going to be using your car as collateral for the loan, City Loan won’t place any restrictions on your use of your vehicle as long as you make your payments on time.

If you’re looking to raise some money quickly, but you don’t have a great credit score, then there’s no better form of lending than a car title loan from City Loan.

Call us now at 1-888-238-9085 to find out how much cash you can get!

Car Title Loans vs. Other Short Term Loans

It’s true, car title loans aren’t your only option for raising money quickly, but they really are the most convenient and most affordable way to do just that.

Don’t believe us? Check out the pros and cons to alternative forms of lending below, and we’ll sure you’ll agree that City Loan’s car title loans really do provide the best value.

Car Title Loans vs. Auto Pawn Loans

Car title loans and auto pawn loans have a lot in common – both raise money quickly, both use the value of your vehicle as collateral for a short-term loan, but there’s one significant difference that shouldn’t be overlooked.

While City Loan’s car title loans don’t place any restrictions on the way you use your vehicle, many auto pawn companies will require you to leave your car at their shop until you’ve fully paid off your debt.

Think that would be an easy thing to do? How would you get to and from work, pick up the kids from school, get the groceries, or run any errands without your vehicle?

For most people, sacrificing the use of their ride is simply not a viable option, which is what makes City Loan’s car title loans a significantly more convenient option that auto pawn loans from some other company.

Car Title Loans vs Payday Loans

Car title loans and payday loans both seek to accomplish the same task as well – raising some money quickly, without the requirement of having great credit.

However, payday loans come with a lot of drawbacks, including three major issues that you should strongly consider before agreeing to take out a payday loan:

  1. Payday loans are usually only available to people with regular, reportable income. If you’re unemployed, being paid under the table, or simply can’t prove your income by producing recent paystubs, then you may not be able to get a payday loan.
  2. Payday loans typically can’t raise much money, because they’re almost always capped at the value of your next paycheck. For many of us, that means the most money we could raise via payday loans is a few hundred to a couple thousand dollars, and for many situations, that’s simply not enough.
  3. Payday loans almost always have to be repaid quite quickly, and all at once. Unlike car title loans, which can be repaid in small increments over an extended period of time, payday loans almost universally require you to pay off the entire amount you borrowed, plus interest and fees, at the time you receive your next paycheck. If you’re already having money trouble, just imagine how you’re going to come up with the amount you need to borrow now, and more, at the time of your next check. And keep in mind that if you miss that payment, or can’t make it in full, you’re going to be hit with all sorts of additional fees and penalties, dramatically increasing the amount of debt that you’ll end up owing the payday loan company.

As you can see, there’s really no compelling reason to get a payday loan instead of a car title loan, unless perhaps, you don’t have access to a vehicle at all. If you have the option of choosing between one type or the other though, then the choice is clear, City Loan’s car title loans are a significantly better bet.

Car Title Loans vs. Traditional Bank Loans

Car title loans really aren’t all that different from traditional bank loans, but if you’re thinking about taking out a loan from a bank, then make sure to first consider these three serious drawbacks to borrowing from a traditional bank:

  1. Bank loans are usually only offered for specific purposes, like for buying a new home, a new car, remodeling an existing home, upgrading a property, starting a business or expanding a business. It’s rare that banks will offer loans to take a vacation, pay off some other debt, or buy personal products. Fortunately, car title loans can be used to finance anything, and City Loan can help no matter what you want to do with the money you need.
  2. Bank loans are usually extremely slow to get approved and funded. Sometimes, banks can even take weeks or months before they finally get around to completing the application process, approving the loan, and getting the funds to the applicant. If you’re in a hurry, then you’re not going to want to go to the bank for funds, because it’s virtually guaranteed that they won’t make your deadline. You would be much better off calling City Loan instead.
  3. Bank loans are almost impossible to get without having perfect credit. If you have anything wrong on your credit report – things like late payments, defaults, repossessions or bankruptcies, then you will have an extremely difficult time borrowing money from a bank. We’ve got good news though – City Loan can help no matter how bad your credit report looks!

It may seem like a good idea to get money from a bank, but after some serious consideration, you may end up realizing that City Loan’s car title loans are a much better choice.

Car Title Loans vs. Credit Card Cash Advances

Car title loans and credit card cash advances don’t have a whole lot in common, but they are both an effective way to raise money quickly.

The thing is, there are some major limitations with credit card cash advances, so before you decide to take one out, make sure to review the three serious drawbacks below:

  1. Credit card cash advances are only available to people with credit cards. If you don’t have a credit card, then you won’t be able to get one.
  2. Credit card cash advances can only get you money if you still have room under your credit limit. If your credit cards are maxed out already, then you can’t get an advance.
  3. Credit card cash advances typically can’t get you much money, since you can only borrow as much as you’ve got left before hitting your credit limit, so if you need a lot of money, then you’ll want to look elsewhere for it.

Unlike credit card cash advances, City Loan’s car title loans are available to anyone, whether or not they’ve got a credit card, they’re available even if other lines of credit have already been maxed out, and they can usually raise significantly more money as well.

Which Option Should I Choose?

It’s it clear already? City Loan’s car title loans are the clear winner when you compare them to any of the other popular forms of short-term lending.

If you’re looking to raise money quickly, then you couldn’t find a better solution than the fast, easy and convenient car title loans from City Loan.

To get the cash you want today, call 1-888-238-9085 now, or fill out our easy online application form.

What if I Have Bad Credit?

That doesn’t matter at City Loan! Even if your credit history is absolutely atrocious, we may still be able to help.

There’s a reason we’re so well known as New Mexico’s best provider of loans for people with poor credit – it’s because we can still get you money even if you’ve got repossessions, late payments, defaults or even bankruptcies on your credit report.

No matter how bad your financial history might be, you’ve got a shot at getting some help from City Loan.

How Much Money Can I Get?

It depends. The more that your vehicle is worth, the more money you can get.

The only way to find out for certain is to call us right now at 1-888-238-9085, or to fill out our online application form.

How Quickly Can I Get It?

We can get you the cash you want today. How many other lenders can make that same promise?

If you’re in a hurry, you need to contact us right now. Once you finish the easy, streamlined application, we should be able to review it, get you approved for a loan, and fund your loan within mere minutes.

Don’t wait though, because even though we can usually get cash into the hands of our customers within the same day that they contact us, that isn’t always possible. The sooner you contact us, the better your chances are of getting the cash you want today.

Fill out our online application form or call us right now to get started!

Why Should I Choose City Loan?

  1. We’re New Mexico’s best car title loans company
  2. We’ll be able to help, even if you have terrible credit
  3. We’ve got an A+ rating from the Better Business Bureau

Get Your Money Now!

Fill out our streamlined application form or call us now at 1-888-238-9085 to get the cash you want today.



Loan approval is subject to the ability to repay, meeting specific underwriting criteria and providing an acceptable vehicle as collateral. Other restrictions may apply. Not all applications will be approved. Loan amounts subject to state mínimums.